Divorce is a major life transition, and its financial implications can stretch far into the future—especially when it comes to retirement planning. Many divorcing individuals focus on immediate needs: dividing assets, paying off debt, or covering monthly expenses. But long-term decisions—like how much to save, when to retire, or how spousal support will impact your nest egg—can be just as critical.

When you sell your home during divorce, everyone talks about the sale price. But the number that truly matters is how much money actually lands in your bank account after the sale closes. This “walk-away cash” is what you’ll use to fund your next home, pay down debt, invest, or simply create financial breathing room. And the reality is: it’s almost always smaller than most people expect.